@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');

:root {
  --navy-deep: #080d1e;
  --navy: #0c1430;
  --navy-accent: #17204a;
  --gold-bright: #e8c79a;
  --gold: #d8ae79;
  --gold-deep: #a97c43;
  --gold-light: #fdf8f2;
  --burgundy: #7b3042;
  --cream: #f8f4ee;
  --muted: #66718a;
  --line: #e7e1d8;
  --white: #fff;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Poppins", sans-serif;
  color: var(--navy-deep);
  background: var(--gold-light);
  font-size: 14px;
  line-height: 1.8;
}

a { color: inherit; text-decoration: none; }

.site-header {
  background: var(--navy-deep);
  border-bottom: 1px solid rgba(232, 199, 154, .25);
}

.header-inner {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
  min-height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand img {
  display: block;
  width: 70px;
  height: 70px;
}

.header-note {
  color: #d9deeb;
  font-size: 12px;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.policy-hero {
  position: relative;
  overflow: hidden;
  padding: 64px 20px 58px;
  color: var(--white);
  background:
    radial-gradient(circle at 88% 20%, rgba(216, 174, 121, .2), transparent 26%),
    linear-gradient(120deg, var(--navy-deep), var(--navy-accent));
}

.policy-hero::after {
  content: "";
  position: absolute;
  right: -70px;
  bottom: -150px;
  width: 330px;
  aspect-ratio: 1;
  border: 1px solid rgba(232, 199, 154, .24);
  border-radius: 50%;
  box-shadow: 0 0 0 35px rgba(232, 199, 154, .035), 0 0 0 70px rgba(232, 199, 154, .025);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
  width: min(900px, 100%);
  margin: 0 auto;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
  color: var(--gold-bright);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
}

.eyebrow::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--gold);
}

.policy-hero h1 {
  max-width: 820px;
  margin: 0;
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  line-height: 1.18;
  font-weight: 800;
  letter-spacing: -.045em;
}

.policy-hero p {
  max-width: 700px;
  margin: 18px 0 0;
  color: #d6dceb;
  font-size: 14px;
  line-height: 1.85;
}

.policy-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.meta-pill {
  padding: 7px 12px;
  border: 1px solid rgba(232, 199, 154, .3);
  border-radius: 5px;
  color: #f6ead9;
  background: rgba(255,255,255,.04);
  font-size: 11px;
}

.page-layout {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
  padding: 44px 0 70px;
  display: grid;
  grid-template-columns: 235px minmax(0, 1fr);
  align-items: start;
  gap: 30px;
}

.policy-sidebar {
  position: sticky;
  top: 24px;
  padding: 22px 18px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  box-shadow: 0 10px 28px rgba(8, 13, 30, .035);
}

.sidebar-title {
  margin: 0 0 13px;
  color: var(--navy-accent);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.policy-sidebar a {
  display: block;
  padding: 8px 0;
  border-bottom: 1px solid #f1ede7;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.5;
  transition: color .2s ease;
}

.policy-sidebar a:last-child { border-bottom: 0; }
.policy-sidebar a:hover { color: var(--gold-deep); }

.policy-content {
  min-width: 0;
  padding: clamp(24px, 4vw, 46px);
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--white);
  box-shadow: 0 16px 40px rgba(8, 13, 30, .045);
}

.intro-note {
  margin: 0 0 30px;
  padding: 18px 20px;
  border-left: 3px solid var(--gold);
  border-radius: 0 7px 7px 0;
  background: var(--cream);
  color: #4d5870;
  font-size: 13px;
}

.policy-section {
  padding: 25px 0;
  border-top: 1px solid #eee9e2;
  scroll-margin-top: 24px;
}

.policy-section:first-of-type { border-top: 0; padding-top: 0; }

.policy-section h2 {
  display: flex;
  align-items: flex-start;
  gap: 13px;
  margin: 0 0 13px;
  color: var(--navy-accent);
  font-size: clamp(1.05rem, 2vw, 1.28rem);
  font-weight: 800;
  line-height: 1.45;
  letter-spacing: -.025em;
}

.section-number {
  display: inline-grid;
  place-items: center;
  flex: 0 0 31px;
  width: 31px;
  height: 31px;
  border-radius: 7px;
  background: #fbf0df;
  color: var(--gold-deep);
  font-size: 11px;
  font-weight: 800;
}

.policy-section p {
  margin: 0 0 12px;
  color: #5d687d;
  font-size: 13px;
}

.policy-section p:last-child { margin-bottom: 0; }

.policy-section ul {
  margin: 10px 0 0;
  padding-left: 20px;
  color: #5d687d;
  font-size: 13px;
}

.policy-section li { padding: 3px 0 3px 4px; }
.policy-section li::marker { color: var(--gold-deep); }

.info-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 15px;
}

.info-item {
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 7px;
  background: #fffdfa;
}

.info-item span {
  display: block;
  margin-bottom: 3px;
  color: var(--muted);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.info-item strong {
  color: var(--navy-accent);
  font-size: 12px;
  font-weight: 700;
  overflow-wrap: anywhere;
}

.policy-footer {
  padding: 24px 20px;
  background: var(--navy-deep);
  color: #c9d0df;
}

.footer-inner {
  width: min(1160px, 100%);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}

.footer-brand {
  color: var(--gold-bright);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .08em;
}

.footer-copy { font-size: 10px; }

@media (max-width: 900px) {
  .page-layout { grid-template-columns: 1fr; gap: 18px; }
  .policy-sidebar { position: static; }
  .policy-sidebar nav { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 20px; }
}

@media (max-width: 600px) {
  .header-inner { width: min(100% - 28px, 1160px); min-height: 72px; }
  .brand img { width: 94px; }
  .header-note { font-size: 9px; text-align: right; }
  .policy-hero { padding: 46px 18px 42px; }
  .page-layout { width: calc(100% - 24px); padding: 22px 0 40px; }
  .policy-content { padding: 22px 18px; }
  .policy-sidebar nav { grid-template-columns: 1fr; }
  .info-grid { grid-template-columns: 1fr; }
  .policy-section { padding: 22px 0; }
}